Financial Care Options

We understand arranging home care can feel complex. Our goal is to give you clear information, transparency and guidance, so you and your family can make informed choices about care funding.

1. Private Funding

Most of our clients choose private care. Costs vary depending on the level of support, hours of care and individual needs.

Price Transparency Example:

Type of Care	Typical Rate	Notes
Hourly visits	£[X] per hour	Personal care, companionship, or domestic support
Live-in care	£[X] per hour	Continuous support in the client’s home
24-hour care	£[X] per hour	Includes overnight support and personal care
Specialist care	£[X] per hour	Dementia care, medication support, or complex needs

• We provide a personalised quote before care begins.
• While we cannot give financial advice, we can explain funding options such as using savings, pensions, or assets to pay for care.

2. Social Services Funding

Some individuals may be eligible for funding through their local authority:

Assessment

Social Services will visit your home and assess care needs.

Funding Options

• Full funding for eligible care
• Partial contributions based on financial circumstances
• Assessments and guidance from Social Services are free.

3. Personal Budgets

A personal budget allows eligible individuals to have control over their care:

• Social Services allocates a budget based on assessed needs.

You can use this budget to:

• Choose your care provider
• Select your preferred carer
• Tailor the support to your lifestyle and preferences

This approach gives flexibility and independence in how care is delivered.

4. Planning Ahead

We encourage families to plan ahead to avoid unexpected costs:

• Compare private vs funded care options early.
• Discuss future care needs with family members.
• Keep track of finances, pensions, or benefits that may contribute.
• Speak with Social Services for assessment and eligibility guidance.

Need Help Understanding Your Options?

Brighter Home Care is here to guide and support you. Contact our team for a free discussion about your care needs, personalised quotes and funding guidance. We’ll help you make informed decisions that suit your family and your loved one.